Acceptance of Terms

By accessing and using this website, you agree to comply with these terms and conditions. If you do not agree, you must not use this site.

Section 01

Acceptance of Terms

By accessing and using this website, you agree to comply with these terms and conditions. If you do not agree, you must not use this site.

Section 02

Scope of Services

Our services are designed to assist retired clients with insurance-related inquiries and support. The scope of services may vary and is subject to change.

03

Payments

Scope, use conditions, or service handling

All payments for services rendered must be made in accordance with the terms specified at the time of service. We reserve the right to modify payment terms as necessary.

Supporting document HCCH
04

Commercial Conditions

Payments, renewals, cancellations, or account effects

These commercial conditions apply to all transactions conducted through this website. By engaging with our services, you accept these conditions in full.

Supporting document UN Declaration
Policy Terms

All content on this website, including text, graphics, and logos, is protected by intellectual property laws. Unauthorized use is prohibited.

05

Intellectual Property

Consumer Affairs SG

All content on this website, including text, graphics, and logos, is protected by intellectual property laws. Unauthorized use is prohibited.

06

Liability Disclaimer

WIPO

We disclaim all liability for any direct or indirect damages arising from the use of this website or the services provided herein.